" even after taking these measures , we remain very strongly reserved against further adversity , with asset coverage ratios far exceeding those of the banks and industry averages . 宏利即使已采取此等拨备措施,仍留有充裕的储备,抵御任何严峻的考验,而储备对资产比率亦远超银行及同业的平均水平。
asset coverage ratio meaning:[Finance] A test that determines a company's ability to cover debt obligations with its assets after all liabilities have been satisfied. It is calculated as the following: